Why employees don’t use preventive care — and what employers can change
70% of working-age adults with insurance aren’t using their annual preventive benefits—despite being covered at 100%. The barriers aren’t awareness. They’re access, fragmentation, and benefit inconsistencies that surprise employees with unexpected costs.
Summer Allergy Relief: Causes & Remedies
Summer is often associated with time outdoors — longer days, travel, and more activity. But for many, it’s also the season when allergies quietly intensify. While spring allergies get most of the attention, summer brings its own set of triggers. Understanding what...
The adult prevention gap: why 70% of workers skip the care that saves the most money
Preventive care utilization collapses the moment adulthood begins—dropping from 86% in childhood to as low as 18% for young adult men. For employers, this means the majority of their workforce is skipping the single most cost-effective intervention in the healthcare system. Making care “free” hasn’t fixed it. Understanding why is the first step toward a different approach.
Benefit abrasion is quietly undermining your preventive care strategy
The claims payment infrastructure of modern health plans has created a hidden economic penalty for the employees with the highest clinical risk—the exact people your preventive care investment is designed to help. Understanding the mechanics of “benefit abrasion” reveals why traditional plan designs can’t fully deliver on the promise of free prevention.
The CFO case for prevention: how one metric tells the whole story
Medical trend—the year-over-year change in per-employee healthcare costs—is the single metric that determines whether your benefits program is becoming more or less expensive over time. For a CFO, it’s a cost trajectory strategy that reshapes the conversation about preventive care.